Pricing
Get Pricing Fast
Register as a Loan Officer or Processor to get access to Vybe Lending pricing. Complete the registration form to ensure accurate onboarding and compliance.
LO & Processor Registration
Broker Approval
Get Approved
Click "Get Approved Now" to create a Loanscape account.
Once complete, you will receive a login and be able to submit.
- A newly completed broker application
- Execution of Vybe Broker Agreement
- Disclosure of Company Formation
- Business required to have a minimum of 3 years in business
- Prior Non-HUD approved brokers will be required to have been in business for 5 years
- If a contract processor is used, the processor(s) must be properly licensed
- Where does the broker operate their business from? Commercial or Residential Location?
-
Quality Control Plan (Agency Compliant). The Plan must include at a minimum:
- Process for ensuring only properly licensed Loan Originators are accepting loan applications
- Procedure for re-verifying documentation received from loan applicants
- Process for ensuring all applicable state/federal disclosures are provided to loan applicants
- Procedure for ensuring that all loan applicants are treated fairly
- Process to ensure all applications are dispositioned promptly and that files are retained according to federal or state requirements
- Procedures for complying with all federal and state laws applicable to the broker
- Process for auditing all loan files to ensure compliance with the Quality Control Plan
- Balance Sheet and Income Statement covering the prior 12 months (dated within the last 90 days)
Why Partner With Us
Three reasons brokers choose Vybe Lending.
01
Speed That Wins Deals
Fast decisions, clear communication, and a streamlined process so your borrowers close on time — every time. No delays, no runaround.
Same-day scenario reviews02
A Product for Every Borrower
From conventional and government loans to complex Non-QM scenarios — our full product suite means you never have to turn a client away.
Full Non-QM product access03
A Team That's Actually There
Dedicated AEs, direct underwriter access, and people who pick up the phone. We're a true partner, not just a rate sheet.
Dedicated AE support