Lending
Loan Officer
NMLS #450472
Vybe Lending
Client Services
Client Loan Adviser
Vybe Lending
Leadership
Executive Director of Wholesale Lending · Vybe Lending
Spencer is a hands-on mortgage executive with deep experience building and scaling lending businesses across wholesale, correspondent, and retail channels. He started as a loan officer and progressed into leadership roles where he develops broker-focused products, guides brokers through the broker-to-banker transition, and implements practical solutions that make origination and funding smoother.
Known for rolling up his sleeves, Spencer leads product development, compliance, investor relationships, and operations with a practical, results-oriented approach. As a founder and senior executive, he has blended alternative and traditional mortgage offerings to serve underserved markets and create creative programs that connect loans to investors while protecting margin and quality.
At Vybe Lending, Spencer drives expansion of non-QM and other wholesale programs, partnering directly with brokers and teams to turn market needs into workable products. Grounded in integrity, innovation, and teamwork, he brings an approachable leadership style and a track record of building lasting partnerships across the mortgage ecosystem.
Outside work, Spencer is a devoted dad to two athletic sons — one playing Division I football — bringing the same competitive spirit and team-first mentality to his professional life.
Client Services
Client Loan Adviser · Vybe Lending
Jordan hails from 40 million production years as a Senior Loan Officer whose career started with an 80-million-dollar deliverable project for Investors. Taking a Project Management (PMI Inc.) approach to the mortgage industry allows him to look at each loan scenario as a series of solutions, not problems.
Now in a position to leverage that depth of experience, Jordan helps increase production across the broker-to-broker platform. He leads every client interaction with Intensity, Integrity, and Ingenuity — integrating core strategies with professionals across the industry to deliver outcomes, not just options.
